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SCAM ALERT:  Please be aware that scammers are sending out letters with our company logo claiming to help you with unauthorized transactions on your account.  The address on the top of the letter is not ours nor is the phone number provided to call and speak to someone.  Scammers have also been calling customers claiming to be with our Fraud Department and then offering to transfer them to "their bank" after getting information from the customer about who they bank with.  Our Fraud Department will never transfer you to the bank, ask who your bank is, nor will they ever ask for any personal information.  It is that time of year when fraud is at its highest.  Please make sure that if you have any questions or concerns with anything you may receive claiming to be from RSNB Bank that you call us directly.  Your information and security are our top priority!

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Health Savings Accounts

A Health Savings Account (HSA) is a tax-exempt custodial account established exclusively for the purpose of paying or reimbursing qualified medical expenses incurred by you, your spouse, and your dependents.  With more and more companies finding it difficult to reduce their healthcare expenses they are turning to a High Deductible Health Plan or HDHP.  An RSNB Bank Health Savings Account is a great alternative for businesses or individuals who have an HDHP and want to have an interest-bearing checking account that puts them in control of their own health care reimbursements.

HSA Features

  • No minimum balance to open
  • $10 annual maintenance fee
  • No minimum balance to earn interest
  • Non-qualified withdrawals may be subject to IRS tax penalties
  • Deposits allowed at any time (must be within IRS yearly limits)
  • HSA funds are easily accessible with a Visa® Debit Card

Certain federal guidelines must be met to qualify for this account. Federal tax benefits are determined by IRS rules. Consult your tax advisor or financial planner for state rules regarding HSAs.

Want more information?

Watch the following tutorial on Health Savings Accounts.

Health Savings Account Video

There are documentation requirements that must be met to open an account.
Other fees may apply.
Contact a Personal Banker for account specifics and a current interest rate schedule.